Personal Umbrella

Protect your family and assets from excessive liability in the event of a substantial loss. With an umbrella policy, your coverage goes above and beyond what would be covered by your existing policies. We will listen to your property, liability and casualty needs and together we can find solutions to address your insurance coverage requirements at a reasonable cost.

Coverage Highlights:

  • Excess coverage for personal auto liability, personal Liability and watercraft / recreational vehicle liability limits
  • Options to include excess coverage for uninsured or underinsured motorists

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Commonly Asked Questions

What is umbrella insurance?
A personal umbrella policy is written in coordination with other types of policies you own. Umbrella insurance is an additional layer of personal liability coverage that comes into play when these underlying programs are exhausted due to a significant claim.
Are there specific coverage limits on policies supported by an umbrella?
Yes, your underlying policies will need to meet minimum liability criteria.  We will review these requirements to ensure you are eligible and covered.