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We offer policies that cover a broad range of items on site, or those which regularly leave your premises. Whether you are looking to insure construction equipment or your computer systems, we have solutions for you.
Inland Marine Insurance is a specialized property insuring agreement geared to protect a broad range of items on site, or those which regularly leave your premises. These types of items may also carry a unique or intrinsic value.
Typically, items are valued at Actual Cash Value (ACV) which is their replacement cost, less depreciation. In some circumstances, depending on the age and type of item, a carrier may be willing to offer replacement cost valuation, which would not take depreciation into consideration. Agreed or appraised value may also apply in certain circumstances.