Auto and motorcycle insurance

Don’t spin your tires. Looking for auto insurance can be time consuming and confusing. Our agents know that each driver has individual needs to consider, so we work with you to find the coverage that fits your needs.

Compulsory auto policy coverage

  • Bodily Injury to Others
  • Bodily Injury Caused by Uninsured or Underinsured Auto
  • Damage to Someone Else’s Property

Optional auto coverage

  • Medical Payments
  • Collision
  • Comprehensive
  • Rental Reimbursement
  • Towing and Labor

Put down your phone, save a life – Read the Op Ed by Lynn Vigneault, Vice President of Personal Lines

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Commonly Asked Questions

When purchasing auto insurance, what should I consider?

There are several things you should consider when purchasing automobile insurance that your independent agent will help you with. Here are a few:

  • Purchase the amount of liability coverage which makes sense for you.
  • Select the optional coverage you want.
  • Decide which company to purchase insurance from.

Don’t base your decision solely on price. Other factors like service and claim response are extremely important in selecting the right insurance.

Does my insurance policy cover a friend if I loan him/her my car?

When you loan your car to a friend or an associate, he or she will be covered under your automobile insurance policy.

What is collision physical damage coverage?

Collision is the loss you incur when your automobile collides with another vehicle or object like a telephone pole.

What is comprehensive physical damage coverage?

Comprehensive provides coverage for direct physical damage losses you could incur to your car from something like a hailstorm.

How can I lower my auto insurance rates?

There are several things you can do to lower the cost of your automobile insurance.

One way is to look for competitive pricing. An independent agent works with many companies and can provide you comparative rates and insure that you are getting the same coverage.

Another way to lower the cost is to change your deductible. By raising your deductible you may lower the cost of your automobile insurance. You must be able to pay the deductible amount in case of a claim. You can also look for discounts that you may be entitled to. Some examples of discounts that may be available are: multiple cars under the same policy, carrying a homeowners policy with the same insurance company, good student discount, and different groups or associations.